Shopping, Banking & Payments

Banking & Finance

Two-Factor Authentication

Two-factor authentication – often abbreviated to 2FA – is when a second step is added to the process of logging into your online accounts which require confidentiality, as an additional security layer. These include your...

Mobile Banking

Mobile banking – using banking apps or mobile websites on smartphones and tablets – is growing rapidly in popularity as people realise the benefits of the convenience of checking accounts, transferring money and making...

Transferring Money

There are many situations in which you may be asked to transfer money to other people – whether it is for travel, education, family emergencies, or family support. There are a number of long-established, highly respectable...

Banking

Banking online is very convenient but you must protect your password and personal details to prevent criminals from accessing your account in your name....

Purchases & Payments

Cryptocurrency

Cryptocurrency is a digital currency where coins are created by a decentralised network of servers (mining servers). Coins are transferred between digital wallets and can be purchased with real world money or by other...

Safe Remittances

As somebody from the Caribbean living and working in the United Kingdom, United States or another country, you may send remittances (money transfers) back home. These payments could be for your family to buy essentials or to...

Contactless Payments

Contactless technology is becoming increasingly commonplace as a means of making payments or sending information. The process – enabled by a technology known as Near Field Communication (NFC) – works by means of a wireless...

Donating to Charity Online

The work carried out by charities and voluntary organisations is invaluable to society, helping people in the greatest need both at home and abroad. Charities rely on donations from the general public and businesses to carry out...

Price Comparison Websites

Price comparison or ‘aggregator’ sites have grown enormously in popularity in recent years. In general, they represent a major step forward – enabling you to secure better value when buying insurance, financial services,...

Penny Auctions

A ‘penny auction’ (the popular name for bidding fee auction) is an online shopping method where everyone taking part pays a small, non-refundable fee each time they place a bid on an item. When the auction expires, the last...

Buying & Selling Vehicles

It has never been easier to buy or sell a vehicle than it is now ... thanks to the internet. The ability to upload and view photos and vehicle descriptions, and contact buyers and sellers - all with a click - have transformed the...

Buying Medicines Online

The internet offers a vast array of products for sale from websites all over the world. Buying medicines online is becoming increasingly popular, but medicines are not ordinary consumer goods and extreme caution should be...

Buying Tickets

Watching your favourite band, team or stand-up comic from the comfort of your armchair is great, but it’s nothing like being there live, on the day. Tickets to big entertainment and sporting events sell out very quickly, which...

Online Payments

Using the internet to make payments to utility, phone, credit card, insurance and other companies saves considerable time and effort. It is also a simple and convenient way to contribute to charity either directly or sponsoring...

Shopping

Using the internet to purchase goods or services saves considerable time and effort – and also presents you with the widest choice. There are, however, risks associated with online shopping and you need to take care with what...

Auction Sites

Online auction sites are a highly popular way of buying and selling both new and second hand goods. There are, however, risks associated with using auction sites – some of which are different from normal online shopping....

Risks

Counterfeit Goods

Counterfeit goods – fake products deliberately made to seem genuine – have been produced and sold for many, many years, but the growth of the internet has made it easier for more counterfeiters to sell more goods to more...